Recently, various media have reported on the phenomenon of Xiao Yangchun returning to midsummer. Then, when buying a house becomes a rigid demand, it is still worth pondering how to scouring a suitable house. What kind of house is the best? How to buy a hedge? What should you pay attention to when buying a house? We will answer these questions one by one below.
Five of the most popular houses
1. The house with convenient transportation: As the city develops more and more expansive, the demand for convenient transportation becomes more and more eager. Even if house prices fall, the value of holdings and holding potential of a conveniently located home cannot be ignored.
2. Downtown houses: The city center has the most abundant resources, the most convenient transportation and the most complete supporting facilities in the entire city. It has been proved that every time the price turbulence occurs, the property with the strongest house price is the downtown house because Demand supports the price of the entire city center.
3. Policy-type house: With the continuous development of sports economy, conference economy, and investment economy, major cities have applied for these activities. The economic effects brought by these activities to the city make these plates very valuable, such as Shanghai. The Sanlin section of Pudong. Due to the long-term existence of the plate economy, the various supporting sectors of the plate will gradually become complete, and the economic effect of the plate will increase, which will drive the appreciation of the entire house of the plate.
4. Cultural-type houses: The government has gradually planned these universities in the city center to be a university city or a cultural and leisure area, such as the Xintian floor in Puxi, Shanghai and the university town in Songjiang, Shanghai. The intellectual and cultural labels on such houses have made the future potential of housing prices unstoppable.
5. Economic block house: The property circle formed by the city block where the commercial center is located, such as Lujiazui plate and Jinqiao plate of Shanghai Pudong. The formation of the commercial circle alongside it and the improvement of the facilities will lead to the value of the house in this area. It will get bigger and bigger.
The following 5 points need to be clearly calculated before buying a house
1. Evaluate your own property: Before purchasing a home, you must make a careful and detailed assessment of your own property and find the appropriate lots and properties based on your economic capabilities.
2. Calculate household income and expenditure after home purchase. When calculating household income, it should focus on a fixed and reliable source. Household expenditure includes monthly monthly payments, property management fees, utilities, telephones, normal living expenses, entertainment and education expenses, and parental medical expenses. If young couples prepare to buy a house and then “add moreâ€, don’t forget to reserve a large fee.
3. The monthly repayment expenses for home purchases are lower than 50% of the family's total monthly income. More than 80% of homebuyers buy loans through loans. If the family’s monthly income is 10,000 yuan, the monthly mortgage payment should not exceed 5,000 yuan. According to this base number to consider buying a house size.
4. Calculate the total purchase price based on the "financial situation". Most homebuyers often make mistakes by considering only the unit price, regardless of the total price. Should consider the price first, after considering the area. Some people have bought larger houses and will lead to a waste of living space after check-in. The burden on property and other expenses will also be higher.
5, if you choose to buy more than 140 square meters of the house, then the transaction also need to pay taxes according to non-ordinary houses, will also increase the cost of many purchases, such as the deed tax will reach 3%, which also need to be considered before the purchase .
How to find a value-for-money room
1. Check whether the house has scarce resources, such as riverviews, subways, etc.; whether it has non-replicability, such as commercial busy areas, city centers, etc.
2 Look at the quality of the house. The quality of the housing is reflected in all aspects, including architectural planning, design and construction, including facades and house design. Selecting a house to see quality can be seen from the materials used and site conditions.
3, see the landscape facilities. In the same area, the good environment and landscaped properties not only have a good quality of living, but also make the “identity†of the real estate occupants significantly improved. Therefore, there is a beautiful environment and community clubhouses with good living and investment value.
4, see the school area supporting. In the same area, the real estate for the brand-name primary school is not only resistant to downturns, but also has a high return on rental.
5, see the owner-occupation rate. If the commercial and residential use of dual-use, mixed in and out of the real estate, although the rental rate of return is good, but the value-added potential will be much lower than pure self-occupied real estate.
6. Looking at the strengths of developers and property management, the capital strength of national well-known professional real estate companies and listed companies that usually have long-term development experience is more secure. Buying a house also requires paying attention to the developer’s commitment to property management.
When looking at the room, in addition to seeing the layout of your own room, you need to look at the overall plan of the community, and even look at the city plan of the area where the building is located. Because some of the related public ancillary facilities “outside the house†often have a decisive influence on the comfort of living; it cannot be ignored.
Do not ignore the details of the following four outside the room
One of the Key Points Ignored: Temporary Parking Spaces
Example: Recently, a real estate management company in Binjiang posted notices in the community, saying that the 43 highly-popular parking spaces in the community would start charging in September. This notice caused great controversy among the owners. The owners believe that the price is only one aspect. Even if the owners are willing to spend money, the key to the problem is that the temporary parking space is not enough. "I didn't buy a car when I bought a house. I didn't think too much about the parking space. But now that the temporary parking space is so tight and the charges are so high, it's really a headache." Mr. Huang, the owner of the new house, is hesitant to hesitate to move.
Comments: The old community, due to historical reasons, most of its parking spaces can not meet the owner's parking needs. In recent years, the ratio of parking spaces in newly built residential areas has reached 1:1 or even higher, but most of them are underground parking spaces for sale only, and there are fewer temporary parking spaces on the ground. In the case of underground garages and parking spaces that are priced at more than 200,000 yuan per month, temporary parking spaces have become the resources that owners are contending for.
Therefore, at the beginning of buying a house, consumers should understand the planning and design of the parking spaces in detail according to the plot plan of the community, and agree on this in the purchase contract.
Easy to ignore the key points II: underground garage design
Example: On the morning of August 19, the typhoon swept across Hangzhou. After the rain stopped, Miss Gu, who was about to go out, found that the underground garage of the community had become a “reservoir,†and the tires of the car had been drowned in the ocean.
Comments: Due to the design of the drainage system is not perfect, the underground garage becomes a "reservoir" phenomenon exists in many real estate. Insiders suggested putting a canopy at the entrance and exit of the garage and repairing the ditch.
The problem with underground garages is more than this. In some communities, there is no access control system in the underground garage, and the access to the elevators or stairs from the underground garage can reach all levels in the building. This leads to the uselessness of the access control set on the first floor of the building. This problem was exposed in the homicide case of a building in the west of the city at the end of last year. .
There are some communities that open the entrance to the underground garage in the south, because the bedroom design is mostly south facing the bedroom, many owners reflect the night, the car entering and exiting a lot of sound, affecting the rest of the residents.
In addition, the underground garages of some communities are of a relatively low height, and the decoration and transportation trucks are often unable to open. As a result, the owners cannot directly transport the decoration materials to the front of the house through the elevators, which takes a lot more time and labor.
The Key Points Ignored Promptly: The Civilization Space Between Buildings
Example: Xiao Zhou’s house had just been delivered recently. On the day of collection, Xiao Zhou stood looking around in the room and found that the room opposite the building was unobstructed. “I live in the east of 20 buildings, and there are only about 10 meters of space between the buildings of 19 buildings on the west side. The outer glass of the two buildings are ordinary glass. I can clearly see the opposite room in the window. Every move," Xiao Zhou said, thinking that the other person must be able to see his own side and feel uncomfortable. “Contemplating replacing the glass with light-colored single-vision glass during the renovation period ensures the lighting and privacy of life.†But when he thought of the high price of monochromatic glass, Xiao Zhou still had some pains.
Comments: In the relevant provisions of the National Building Code, there are clear provisions for the reasonable range of floor spacing. In the planning and design of most of the current real estate projects, these regulations are also followed. But sometimes due to the lack of consideration in the design of materials and apartments, the owners complained that the space between the buildings was not "civilized" and "private".
Mr. Ho had suffered from it. Mr. He bought a duplex structure house in a real estate in the city center. After living in it, he discovered that the 19-story large balcony was next door to the bathroom of another family and it was easy to climb into the bathroom of the other people. According to Mr. Ho’s statement, if something goes wrong between the two companies, both parties are not clear.
Easy to ignore the key four points: the surrounding adverse factors
Example: Mr. Wu lives in an old residential area in the east of Hangzhou City. His building is facing the kitchen exhaust pipe of a large hotel on the edge. Although the distance between the residential building and the hotel building is between twenty and thirty meters, but because the hotel's chimney is low, and the residential building is under the chimney of the hotel's chimney, Mr. Wu suffers from oil. “When you open the window, the fumes float into the room and it feels uncomfortable.â€
Comments: Many times, whether the residential environment of a residential area is comfortable or not depends not only on the beautiful arrangement within the planning red line, but also on the unfavorable factors surrounding the real estate, and often affects the living quality of the residents.
The most important factors in the external environment of the district are water, sound, light and heat. Factories, large hotels, substations, waste disposal sites, bazaars, entertainment venues, transportation companies, etc. are often sources of pollution for sewage, waste gas, and noise. Specifically, residential construction should avoid the interference of severe traffic noise, effectively prevent the pollution and infringement of dust and industrial harmful emissions, and the rate of green space in residential buildings should not be lower than 30%.
Therefore, when buyers first contact the real estate project they want to purchase, they should remember to look at the comprehensive planning information in the area where the building is located and be aware of it.
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